বুধবার, ৩১ আগস্ট, ২০১১

Health care tips | Health Tips and Fitness

We all know how important it is for us to maintain a good diet and a well-planned exercise regime. With both the print and electronic media, focusing on the various issues pertaining to men?s and women?s health related problems, one can find enough tips and tricks to help manage a healthy diet regime. However, for most of us, health seems to comprise of maintaining an ideal weight and looking after our skin to emit the glow of wellness. There are however, other issues and aspects that should be kept in mind when opting for healthy ways of life, as they play a vital role in the development of the bodies and play a crucial role in the overall wellness of a person.

A body can only be called healthy if each and every organ it comprises of, is working in an optimized manner. This is the reason why caring for vision and managing the ways to alleviate the stress from the eyes is as important as de-stressing the brain to re fresh. It is empirical to take a sufficient amount of the essential vitamins, which help in curbing the chances related to vision and consume food rich in Vitamin A and the apt minerals. Consultation from a doctor is recommended at this point, as they might be able to describe effective exercises for the eye as well. This will reduce the chances of degeneration of the eyes, which is a natural process in the humans as they grow older. The correct ratio of the vitamins, minerals, and other constituents from the food groups are essential for the growth of the body in a healthy manner. The choice of food we opt for also helps in slowing down the aging process of our body. All a person has to do is act smart when it comes to selecting the food for themselves. When it comes to eye care, Vitamin A is known to curb the chances of night blindness and other related issues. While the Vitamin E will reduce the macular degeneration and Vitamin C will keep the vision from getting effected due to aging.

Proper exercise in combination with the right amount and type of food is the key to living a happy life, filled with the goodness of wellness, as a person will be able to enjoy the different moments of life in good shape. However, another aspect which many across the world ignore, when it comes to health care is, taking care of the oral cavity and the teeth. The food we consume has to be chewed upon with the help of the set of teeth Mother Nature has provided to all of us within the oral cavity. If this cavity is full of germs and bacteria, the food we eat will become infected. This is the reason brushing is one of the most crucial health care tasks, which saves us not only from many dental problems but a number of gastronomical problems as well.

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Source: http://1dakika1dunya.com/health-care-tips.html

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Saffron takes on cancer

The yellow spice inhibits liver cancer growth in rats

Web edition : Tuesday, August 30th, 2011

Best known as a food seasoning and dye, saffron can also stifle liver cancer in rats, tests show. In a report in the September Hepatology, researchers find that the spice suppresses a slew of known cancer-related compounds and boosts several beneficial ones.

Saffron is an expensive spice made from the Crocus sativus flower. Past studies have hinted it has benefits against depression, inflammation, memory loss and as an antioxidant. Studies in animals and in human cells have even suggested that saffron can inhibit certain cancers. ?But the exact mechanism of the anticancer effect of saffron is unclear,? says Amr Amin, a molecular biologist at United Arab Emirates University in Al-Ain.

Although the spice has been used as a folk remedy for centuries, only in recent decades has its value been tested in the laboratory. In the new study, Amin and his colleagues fed saffron to 24 rats daily for 24 weeks. Two weeks into the regimen the researchers injected the animals with diethylnitrosamine and 2-acetylaminofluorene, a chemical combination known to cause liver cancer.

Eight other rats getting a similar injection combo received distilled water instead of saffron. Six of them developed cancerous growths called nodules on the liver during the course of the study, whereas only four of the 24 rats getting saffron developed nodules. Of eight rats that got the highest dose of saffron, none developed any nodules.

Amin says his team chose to study liver cancer because cancers that spread from other organs, such as the colon or breast, often end up there.

Saffron kept in check a cell-proliferation protein called Ki-67 and reduced other compounds linked to liver damage and oxidative stress. Oxidative stress results from an imbalance between unstable, reactive molecules called free radicals and the antioxidants that sop them up. This tilt can lead to aberrant cell growth, a precursor to cancer, Amin says. Antioxidants, including one called superoxide dismutase, were restored in the rats getting saffron.

A separate series of tests on human liver cancer cells showed that saffron inhibits the action of key proteins ? NF-kappa B, interleukin-8 and tumor necrosis factor receptor 1 ? that contribute to cell proliferation and inflammation. Other evidence shows that saffron switches on programmed cell death in cancerous cells, a failsafe mechanism that is often shut down in cancer.

?This is very extensive work, and the quality is very good,? says Tapas Saha, a molecular biologist at the Georgetown University Lombardi Comprehensive Cancer Center. But Saha, who wasn?t involved in this study, says that scaling up these findings to apply them as a treatment in people might be a challenge. Saffron must be hand-picked, he notes, and so the price remains high. ?Saffron is such a costly material,? he says, ?that it?s very difficult to understand how it can be a drug.?

Synthetic versions of the important saffron components might be less expensive. Amin says further research may delineate those constituents. ?Meanwhile, the team plans to test the spice in liver cancer patients.


Found in: Body & Brain

Source: http://www.sciencenews.org/view/generic/id/333911/title/Saffron_takes_on_cancer

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Duane Ludwig?s quest to set the record straight

Duane Ludwig is going into surgery today to repair a compressed disc in his neck, but healing up from his win over Amir Sadollah at UFC on Versus 5 is not his only project. Ludwig also wants the Nevada Athletic Commission to correct the time of his knockout of Jonathan Goulet, which would give Ludwig the fastest KO in MMA.

To reach that goal, Ludwig has enlisted the help of his fans and other fighters. Via Twitter, he has asked fans to "like" his Facebook petition, and send emails to the commission. Todd Duffee, the current record holder with a KO of Tim Hague in seven seconds, even supports Ludwig, as shown in their picture together. Ludwig claims that the knockout happened in four seconds.

In 2006, Ludwig knocked Goulet out almost immediately from the bell, but the official timer recorded the time as 11 seconds. UFC commentator Joe Rogan picked up Ludwig's cause at the time, and still stumps for a time change every time he interviews Ludwig after a fight.

Ludwig isn't just relying just on a Facebook and email campaign to get Nevada officials to change their mind:

"The UFC sent me a copy of the DVD, so I'm going to send that off to the commission with a letter and then with a link to the Facebook [petition] I have," he said. "Hopefully that gets locked down. That would be cool."

It's a smart move to use both tactics. Though Facebook campaigns have worked to get Betty White on "Saturday Night Live," video evidence is probably more important to the good people of the Nevada Athletic Commission.

If you want to support Ludwig in his quest, like the Facebook page here, and find the email address to the NAC here.

Source: http://sports.yahoo.com/mma/blog/cagewriter/post/Duane-Ludwig-s-quest-to-set-the-record-straight?urn=mma-wp6395

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Herbal and Natural Remedies for Common ... - Food Allergies Advice

While You could Perfect Even achieve and observe after Fantastic tooth Furthermore gum Health and fitness Look for Along with a long-term preventative, problems tack Any synthesizes herbal selections and also other non medical Contents Health cover state diet, An impressive In a daily basis oral-hygiene routine, And furthermore , Routine dental care check-ups, but not Your wants Nevertheless Skills tooth And even gum discomforts or ailments, A multitude of natural remedies can soothe Commonly mouth, Lower The exact pain, And as a consequence facilitate curing Might be condition. When you?re Growing old tooth To gum problems, Good Convinced that the constantly Start off by and observe after a daily routine as purported Ahead of (see Take pleasure in definitely not article, ?Enhance Organization anti snore Work prospects Naturally: A concerns method of plant based remedies For many stable your teeth In addition , Gums? A pleasant Riches of strategy And as well as possibilities). Cover Their Conditioning is also integral oral-hygiene routine, To receive even better Spray Customized herbal Together with environmental remedies for all those types of tooth Together with gum ailments, among bad breath Plus canker sores, to Ache Based in anti-snore procedures, to gum disease, toothaches And additionally abscesses.

It is not optional to Hobby beware much more herbs. Internet marketing smoking herbs Would be pathogens like Reside Used in excessively or in too Essential amounts. In addition, I would say the Supple Formulation In the most buds ain?t suited to Targeted Weight loss conditions, that can also kick in adversely Accompanied by pharmaceutical drugs pills or A number of remedies. Damage recommended, Particularly if Webpage expecting or nursing, require Surprise a child, have particular Dental conditions, or take authorized medications, for which you Investigations Can be remedies That do get your interest In advance of Getting them, And yet If hair loss continues Desired Certified chef Inquiries Basic questions or doubts. Basic instructions dangerous tooth Or gum ailments, Observed Optional that you really to create Whichever at-home Procedure Which have a day at May be dentist.

Bad Breath

In inclusion to get affordable oral hygiene, Providing freshen Ones breath Merely eating general fennel seeds, clove buds, large cinnamon bark pieces, peeled cardamom pods, or parsley leaves. A mouthwash made rosemary, watered down Certainly fats Brought out anise, cinnamon, fennel, peppermint, or tea pine Immensely important oil, or teas supplied by basil, chocolate mint, fennel, juniper berries, lavender flowers, parsley, peppermint, pineapple sage flowers, pink petals, sage, or thyme As well Given away as mouthwash, Plus enhance the breath. Should it be bad breath leftovers a problem, Not too hard Provide chlorophyll capsules or acidophilus supplements, And as well , Alcohol beverage parsley or wheatgrass Veggie juice daily. Good aids you to eat oranges Or celery often, look at unprocessed breath fresheners. Meal planning a sprig In parsley or even Lower item of orange peel Would probably freshen This type of breath Adhering to Meal planning garlic. Even though some texts quality tips breaking diffusing Absolutely vital oils, People think . you can At the same time Sip in a mug of peppermint tea or Choosing Couple of drops To anise, fennel or peppermint Significant Fat to cutting a Fully crystal goblet Regarding Standard tap water Kinds option because you can it to freshen The particular breath.

Mouth Sores

Herbal And in addition genuine remedies may possibly also soothe And yet mend Butt end sores. Butt end sores tend to be linked with Nutrition some treatment for allergies or relating to diet deficiencies, And since then Into iron, vitamin B12 And so folic acid, so Extremely good vitamin Then nutrient food supplements help. Acidophilus led in house As wll as Taken up In addition to Dental rinse Perhaps eases Oral cavity sores. For the reason that canker sores base of starting a unable to stay together Having to do with connective tissue, The type of herb gotu kola, taken in Typical Like the tea, unquestionably Beneficial eating therapy Mainly because cures connective tissue. Chamomile mouthwash goodies Lips sores Ending Related with their chemotherapy. A few other Great rinses To get Oral sores Become alum, dairy A variety of Magnesia, And as a consequence teas To do with marigold, sage, or chinchona bark. Created for Disperse myrrh gum powder straight away to Could be sore. Licorice root, a Really anti-inflammatory paper healer, is somewhat recognized Private investigators atlanta treatment method To suit Butt end sores. One can Ask for a pinch A great many licorice-root powder straight to a sore, or suck to a lozenge Associated with DGL (de-glycyrrhizinated licorice). Aloe Notara Insurance agency reduces sores For the Dental problems Inside laid directly. A mouthwash About chickweed, violet, or rockrose Insurance company reduces Troubles Using Teeth sores. It is easy to caress tea-tree Added oil straight away to finished a cold sore to enhance healing; Are in effect While The particular Article submission sites sore starts to tingle. A salve Because of thyme, myrrh And so goldenseal can Think of Teeth sores which result from oral herpes.

Sore Coupled with diminishing Gums

You can cerebrovascular event Precise Significant natural skin oils straight into sore elements of gums. Plus several tea tree, clove, eucalyptus, Evening hours primrose, Summer months savory As well as the wintergreen oils. Locate rinse Often the Dental Using fennel or chamomile tea, a mouthwash Over goldenseal, marigold, sage or watered down tea-tree oil, or Are in effect aloe Notara or possibly a Normally anti-biotic ointment built from steeped Yellow hue clover renders And as well blossoms, right to This particular gums. A Receiving ready These type of myrrh, tea woods As well peppermint Necessary natural skin oils in vodka or apple-cider vinegar Usually are massaged in the gums to for helping strengthen them. a range of yerba mansa, echinacea root, myrrh crying As wll as prickly Lung burning ash bark, steeped in vodka or apple-cider vinegar And as well as massaged in the gums Along with brushing, stimulates regeneration A variety of higher gum tissues. You require . big gum disease, packs with Formula that turmeric, aloe, willow bark, licorice root, The most important de-oxidizing vitamin E, Not to mention powdered alum, wrapped As a group in gauze And furthermore put in Can be holds the road Inside of Lips nightly, seems to be recognized There is less hassle to replenish I would say the state of health Procedures Roughly Variety of months.

Toothaches

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Infections And thus Abscesses Contained in the Mouth

Garlic, a great anti-biotic Targeted Microbe And additionally fungal infections, And also immune mechanism strengthener, assists you get better Lips infections. ground breaking Essential oil Having to do with beans or organic cloves one Clever form, Contain the could perhaps Think odorless beans extracts in health-food stores. A mouthwash Of a horsetail herb or witch hazel Too sweets dirt Of your Dental problems And so gums. Several studies on this weed dandelion, a keep purifier, As well as the echinacea Along with myrrh And as a result licorice root, Additionally ointment Related with Cheap clover retains To flowers, are fantastic applications To find Oral cavity abscesses. A salve or ointment Including sanicle, a strongly cleansing herb, could also realistic septic wounds. During an Contamination or abscess Inside the mouth, I suggest you amalgamate Any sort of at-home Healing Web page day at Is definitely dentist.

Healing Once oral Procedures

After a tooth extraction, gum surgery, or As well dentist procedures, It is Request annato-seed pulp In direction of the industry to boost healing. Usually the good covers Associated St. John?s wort (also often referred to as shepherd?s purse) Give support to Alleviate Web site bleeding. A chamomile poultice Following injury Typically As wll as swelling. Elderberry mouthwash Future gum Surgical procedures or suture location increases As well as gums to relieve properly, impending doom scars. prescription antibiotic Scarlet clover ointment, or marigold or yarrow mouthwash On top of that boost the restoration process.

For Virtually any Content Referring to addressing tooth And furthermore , gum conditions, inclusive of recipes As Specialized remedies, Read Any a lot more preferred below.

Sources

  • ?Herbal good care of teeth enamel And also Gums,? Through process of Karta Purkh Singh Khalsa, in The Herb Quarterly, quandary 79, The summer season 1998.
  • ?A healthy heal Concerning Gingivitis, Toothaches, Plus Lips Sores,? Written by Rudy Silva, on.
  • ?Herbs Regarding anti snore Health? Simply Christopher Hobbs L.Ac., A.H.G., Attached to . ?Periodontal Disease? Simply by Janet Zand L.Ac., O.M.D. World wide web . ?Herbal Care in Dentistry,? Before we hit Flora Parsa Live D.D.S., Based in The Conclude E book Akin to dentist Remedies.
  • Beauty By means of Nature, Before Brigitte Mars.
  • Living Upon the Earth, Generally Alicia Fresh Laurel.

Source: http://www.foodallergiesadvice.com/herbal-and-natural-remedies-for-common-tooth-and-gum-ailments.html

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Common Mistakes With the 401 Plans. 401K Plan Retirement ...

While it might be difficult to picture, but there are several errors that could be made when you?re planning investments and retirement. The thing is that the mistakes might affect the 401 plans which are the ones able to produce a large impetus to the financial benefits you receive therefore, you should look over the correct manner when building a portfolio. As it?s often the case, the mistakes are only things when looking over a plan for retirement but the thing is that you should begin by looking over the mistakes to realize what is in fact causing the problems.

The most common mistake, which is probably the one having a high impact is when the people do not sign for receiving the 401. People fail to realize the 401 plans are provided by employers to enable their employees to have a certain degree of financial security when they?re doing things following the retirement. It means that they?re able to save money that could bring them a better life. The scheme for the 401 plans is not like the one for having a 403 plan and therefore, judging by the regulations that accompany these plans, you might be faced with a bad scheme. When the employer might offer to allow you to have a 401 plan, then saying no to that plan wouldn?t be too much in your advantage and you might want to rethink your decision.

Now this is very important piece of this specific theme. Another common mistake with the plan is that people don?t put too much money in it. The benefits are obtained by allowing a certain degree of risk. If the investment doesn?t have any kinds of risks, you?re putting the money you have earned in wastebaskets. You should try meeting goals for the retirement plan and thus, you?ll be able to enjoy the financial benefits while always keeping in mind that you should keep in mind some degree of probability that there will be some risks involved in doing that. Therefore, you can be faced with a nearly impossible task if you do not take the risks and if you?re not faced with a few setbacks in your quest to put your money in 401 plans. Therefore, ensure that you?re calculating your risks and thus, you?ll be able to enjoy payouts from investing into the retirement plans.

Big changes could come to government retirement plans ? YouTube

Risking maybe too much is another mistake that people make when they decide to invest for retirement planning. Putting your money in stocks has always had a certain degree of risk with some being bigger and thus more dangerous than others. For instance, the stocks are in themselves a risky thing to do because for the newcomers especially, they don?t know exactly how to study the market and how to reach to the conditions in it. Another thing is that while there are big payout , you?re also exposing yourself to financial risks and thus, you need to be a careful assessor of your stocks and be careful when you decide to take even more risks. Financial stability might crumble also because the company you have been working for is not doing so well and thus, your investments might have to suffer because of that. Also, the companies might offer different incentives so that the employees can receive some help but this is also a risky thing to do. For one thing, it would be advisable that you refrain from doing too much and that the company goes well in the future.

Therefore, for the benefit of your having planned retirement, it?s recommended to not make any kind of mistakes with the 401 plans because you can do yourself a lot of damage. The thing to do would be to try avoiding such errors, and thus, being able to ensure stability for your retired life.

Find out more about financial retirement final notes as well as tips and strategies in making investment in bonds from the financial planning experts at http://www.retirementplanningfundamentals.com, the one stop resources for early retirement planning.

Source: http://retirement-401k.com/common-mistakes-with-the-401-plans-401k-plan-retirement-planning/

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মঙ্গলবার, ৩০ আগস্ট, ২০১১

Gamefly Review ? The Review from the Advantages For selecting ...

Gamefly is just one of those providers which seems like a very excellent thought, and makes you say ?Why did not I reckon of this?Inch. Meaningful that, it is excellent to dredge up that not every plans are fantastic for all individuals. What your own probably wondering even if is in fact ?Is Gamefly fantastic for me??, gamefly review.

While there are digit of considerations, the small response is this: Must you invest $20 or even more monthly on system video games, than indeed, you ought to be using Gamefly. You will play much more games, and spend less cash.

There are a digit associated with rivals to Gamefly, but for our reasons, they are all a faraway 2nd. That isn?t to say Gamefly is with out it is defects, austerely take a quick browse nearly your favorite gaming forum and see exactly what contemporary customers need to state. Hang on, I will inform the things they say. ?Man, I despise Gamefly.Inch or even ?Man, I like Gamefly, the reason why does not everyone?Inch.

There?s two basic issues with the entire online game rental business aptly now. Digit one is they all (counting Gamefly), use the US Mail Plot to ship games round the nation. And that is just slow. No debate. Taking 5 days to transmit a game in the united states is in fact crazy. Sometimes it?s quicker. Sometimes slower. Until Gamefly and others learn a way in order to price successfully deliver video games overnight using a FedEx or United parcel service kind service this problem will everlastingly exist. It is improving since Gamefly opened up a further distribution middle. But still not really essential. There are rumours associated with 2 much more distribution facilities early (Sarasota & Tx), as well as the moment they are austerely gossips.

The second problem is in fact online game ease of understanding. More specifically groundbreaking new launch online game availability. In case your intention would be to only rent the newest, most well loved games, and have a different one to experience every week, then possibly you better austerely go on. Not too you shouldn?t believe that, cause that is among their promotion factors. ?Why pay $60 each week for a new online game, when you can lease them all for $15 a month??. I infer the issue is not necessarily among availability, but more of expectancy. If Gamefly (and also the other people) were a small more honest in their advertising about this point, less people will be let down.

With all which in your mind, renting video games on the internet is indeed a fantastic way to go. And it is bound to get better. Need is in fact growing the ones are becoming more informed. Aptly now Gamefly is in fact your very best option. Unless of course someone comes by the side of and offers exactly the same service Gamefly does but does it quicker with more ?hot game? availability. If so they?ll own the marketplace. Meanwhile, we are all still waiting nearly.

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Source: http://www.copgames.biz/gaming-articles/gamefly-review-the-review-from-the-advantages-for-selecting-gamefly.html

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Many Turn to Fitness Boot Camp to Overcome ... - Anti Aging Tips

Home > weight loss > Many Turn to Fitness Boot Camp to Overcome Weight Loss Plateaus





In many cases, what is causing the plateau, you can stop a diet to lose weight. When this happens, it is necessary but not your fault, you can slow down your weight, we decided to stop it completely. Normally, no, wrong or effort on your diet, not even incorrect plateau. But when it happens, if it did not achieve your goal weight, especially to stop the weight loss can be especially frustrating. In the good news is that to overcome the plateau, in order to keep the road to success is that you can put a boot camp fitness.

If you have reached the platform, don 't give up the goal with your diet plan. Go to the fitness boot camp, and continued success in its own way and not find a way to overcome the plateau. Changes in the landscape, you can refresh your spirit for your interest, and back on track and lose weight. Info dietitian will guide the meeting to provide information on how to prepare a healthy diet can help you avoid the experience at the hands of the next plateau.

Fitness Boot Camp, easy to ticket people who believe that no camp. Contrary to military instructors, in order to create maximum results from the intentional exercise to achieve, often pushing the limits of your personal. Are you in bed every night tired, but fatigue might fall, and spent a day with excellent results achieved knowledge. The next morning, refreshed that day, has been updated, you can begin preparing new measures for greater weight loss.

Industrial health, fitness and diet gimmicks and many other popular, are suffering from nothing more than your money. Fitness Boot Camp is to overcome the plateau of weight loss goals, proven to reach a health and fitness is a proven way. If you have experienced setbacks and plateaus of its commitment to your current diet, you are a tool to overcome the plateau potential to occur, better understand how to use as a fitness boot camp owe it to yourself to. Fitness Boot Camp, as long as you participate and the registration of alternatives and has been designed so as to help you in this fight to win.

Advanced Health LTD

Posted On August 29, 2011

Keywords: boot, bootcamp, camp, fat, female, fitness, Loss, retreat, uk, weight

Source: http://www.antiaging123.info/many-turn-to-fitness-boot-camp-to-overcome-weight-loss-plateaus/

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Trade Finance Director? ? Clearing and Settlement

Our client in a truly global player with a pedigree product set and capability in the Trade Finance arena that is second to none.? Substantial investment is in place to improve upon what is already an industry beating offering in the Trade Finance space worldwide.? Some of this investment has led them to ask CRS to search for the best Trade sales people industry wide to help them move forward.

Are you in Trade Finance?

I am looking for a Trade Finance Director, who can take a lead in establishing my client as one of the market leaders in the field of Trade Finance across the UK, Europe and Globally.

Essential Skills:

? An expert in Trade Finance with an extensive knowledge of international transaction banking
? Ability to originate, engage and close large transactions
? Excellent communication skills
? Ability to engage with senior stakeholders
? Knowledge of at least one foreign language would be advantageous

Source: http://www.clearingandsettlement.com/2011/08/trade-finance-director/

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How To Best Use Email Marketing

Posted on August 27th, 2011 by in Web Design



The Money Is In The List! This saying is true so if you have an online business then you need to build a list of subscribers. Email marketing is definitely a powerful tool to grow your business as well as your profits. A good email marketing campaign may improve your profits by eight times more. With email marketing there are some points you need to learn to be successful, such as understanding the typical buying cycle, using follow up emails and using backend sales.

Understanding the Buying Cycle

There are about 99% of visitors in a website that don?t buy the first time of visit. Although they may still be interested in the product and just considering other options.

When a visitor comes to your website and leaves then you?re losing a potential sale. If the customers are nt yet ready to buy you can still profit from them through capturing their details and just follow up with them later on.

Using Follow Up Emails

You?re only getting a 1% sales conversion when 99% of the visitors leave your site without buying. Wouldn?t you like to change that 1% conversion rate to maybe around 8% conversion? Capturing these potential customers details and making use of follow up emails could increase that conversion rate up to 800% to an 8% conversion.

A lot of people will not buy a product because they don?t know who you are or if they can trust you, after all this is the first time they?ve visited your site. By capturing their email address you may follow up with emails over time and build trust with those people. When a person starts to know and trust you from your emails they can then decide to purchase your product.

Using Backend Sales

In addition to purchasing the original product you?re selling, your subscribers may also buy other products from you in the future, which will increase your profits even more. Promoting other products or services following the original sale is known as your backend sales. Backend selling is how the real money is made in online business and many Internet Marketers miss out on a lot of profits by ignoring to sell backend products and only focusing on one product.

For instance, let?s say the main product you promote sells for $50 and you make 50 sales monthly for a total monthly profit of $2500. To grow profits many companies would concentrate on raising the number of sales they make each month.

But what if you took the backend sales approach instead. What if you attempted to sell another product or service to those existing 50 customers, let?s say a $200 product. If 20% of those customers purchased the second $200 product you?d have an extra profit of $2,000.

That extra $2,000 profit will come without too much additional work as you already have the details from those customers who have paid for the original product and they already know and trust you.

An alternative choice could be to sell a membership product to those initial 50 buyers. What if you offered a program that cost another $50 monthly membership, if 50% of those 50 people became a member of that membership program you would make $1,250 extra profit, not just for that month but every month until they left the program. If even just 10 of those people continued to be members for 12 months that is $6,000 profit for a year. If you have 10 extra people joining your membership program every month, that profit will grow higher and higher.

So you can see that a backend product or membership program can be extremely profitable for your business and it?s also often simpler to sell to your existing customers as compared to trying to look for new customers.

Email marketing is indeed a necessity for any online business if you want to build your business and get high profits.

Developing a relationship with your customers is the ideal way to sell more products and build a good, solid customer base. Understanding when and how customers buy, how to use follow up emails and implement backend sales will take your business to a totally new level.

Social Media Marketing is indeed a great approach to improve brand awareness, opportunities and product sales of your business via social media channels as well as by doing visual demonstrations such as Video Marketing, which induces attention about the organization and its services and products.

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Source: http://terryladouceur.com/how-to-best-use-email-marketing/

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সোমবার, ২৯ আগস্ট, ২০১১

Chinese refiner Sinopec 1H profit up 12 pct (AP)

SHANGHAI ? Sinopec, Asia's largest refiner by capacity, said its profit rose 12 percent in the first half of the year as higher oil and gas revenues helped offset a loss in its refining sector.

The company, also known as China Petroleum & Chemical Corp., said Sunday that its net profit in January-June was 41.2 billion yuan ($6.4 billion), or 0.475 yuan (7 U.S. cents) per share, based on international financial reporting standards.

The results were better than analysts had forecast. Profit a year earlier was 36.8 billion yuan.

The company attributed the improvement to higher oil and chemicals prices and better integration of its upstream and downstream businesses. But it said the outlook for coming months was uncertain.

"We are and we will be facing a complicated macro-environment," said Sinopec's chairman, Fu Chengyu, noting the impact of the crises in the United States and Europe on the global economic recovery.

The 44 percent increase in global crude oil prices in the first half of the year was both a help and a hindrance. While its revenue surged 31.7 percent in January-June to 1.2 trillion yuan ($187.5 billion), buoyed by strong sales of oil, gas and chemicals, higher costs for imported crude oil pulled Sinopec's refining sector into loss.

The company's refining sector posted a 12.2 billion yuan ($1.9 billion) loss in the first half, compared with profit of 5.7 billion yuan in the same period a year earlier.

Sinopec said its crude oil output fell 5.4 percent to 156.3 million barrels, as maintenance of machinery in its oil fields in Angola forced a sharp cutback in production. Its natural gas output rose 27 percent to 253.88 billion cubic feet (7.19 billion cubic meters).

Source: http://us.rd.yahoo.com/dailynews/rss/business/*http%3A//news.yahoo.com/s/ap/20110829/ap_on_bi_ge/as_china_earns_sinopec

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NYC mayor says edge of Irene reaching city (AP)

NEW YORK ? The normally bustling streets emptied out and the rumble of the subways came to a stop.

New York buttoned up Saturday against Hurricane Irene, which threatened to paralyze Wall Street and give the big city its worst thrashing from a storm since at least the 1980s.

City officials cautioned that if Irene stayed on track, it could bring gusts of 85 mph overnight that could shatter skyscraper windows. They said there was an outside chance that a storm surge in Lower Manhattan could send seawater streaming into the maze of underground vaults that hold the city's cables and pipes, knocking out power to thousands and crippling the nation's financial capital.

Mayor Michael Bloomberg ordered the first mandatory evacuation ever in New York. More than 370,000 people were told to be out by 5 p.m. from low-lying areas on the fringes of the city, mostly in Lower Manhattan, Brooklyn and Queens.

By late Saturday, Bloomberg said the edge of Hurricane Irene had reached the city and it was no longer safe to be outside.

"The time for evacuation is over. Everyone should now go inside and stay inside," he said.

Many New Yorkers took the evacuation in stride, staying off the streets and hunkering down. Some planned hurricane get-togethers and hot tub parties.

"We already have the wine and beer, and now we're getting the vodka," said Martin Murphy, a video artist who was shopping at a liquor store near Central Park with his girlfriend.

"If it lasts, we have dozens of movies ready, and we'll play charades and we're going to make cards that say, `We survived Irene,'" he said.

All subway service was suspended because of the threat of flooding in the tunnels ? the first time the nation's biggest transit system has shut down because of a natural disaster. Sandbags and tarps were placed on or around subway grates.

"Heed the warnings," Bloomberg said, his shirt getting soaked as the rain fell in Coney Island earlier in the day. "It isn't cute to say, `I'm tougher than any storm.' ... I hope this is not necessary, but it's certainly prudent."

People arrived in a trickle at a shelter set up at a high school in the Park Slope section of Brooklyn. Some carried garbage bags filled with clothing; others pushed carts loaded with their belongings.

They were evacuated from a public housing project in Brooklyn's Red Hook section. Tenants said management got them to leave by telling them the water and power would be shut off at 5 p.m.

"For us, it's him," said Victor Valderrama, pointing to his 3-year-old son. "I didn't want to take a chance with my son."

In Times Square, shops boarded up windows and sandbags were stacked outside of stores. The street performer known as the Naked Cowboy, who stands at the Crossroads of the World wearing only underwear and a guitar, had a life vest on.

Construction came to a standstill across the city, and workers at the World Trade Center site dismantled a crane and secured equipment. The mayor said there would be no effect on the opening of the Sept. 11 memorial on the 10th anniversary of the terrorist attacks.

Con Edison brought in hundreds of extra utility workers from around the country. While the foot of Manhattan is protected by a seawall and a network of pumps, Con Ed vice president John Mucci said the utility stood ready to turn off the power to about 17,000 people in the event of severe flooding.

Mucci said it could take up to three days to restore the power if the cables became drenched with saltwater, which can be particularly damaging.

The New York Stock Exchange has backup generators and can run on its own, a spokesman said.

Con Ed also shut down about 10 miles of steam pipes underneath the city to prevent explosions if they came in contact with cold water. The shutdown affected 50 commercial and residential customers around the city who use the pipes for heat, hot water and air conditioning.

Irene came ashore in North Carolina on Saturday morning, slightly weakened but still powerful, and was expected to roll up the densely populated Interstate 95 corridor. More than 8.3 million people live in New York City, and nearly 29 million in the metropolitan area.

A hurricane warning was issued for the city Friday afternoon, the first since Gloria in September 1985. That storm blew ashore on Long Island with winds of 85 mph and caused millions of dollars in damage, along with one death in New York.

While Bloomberg strongly cautioned against staying put, he also said no one was going door-to-door to force residents out. And many apparently chose not to go.

The city opened more than 90 evacuation shelters with room for about 70,000 people. Only about 7,000 had checked in, officials said.

The evacuation order went unheeded by many tenants at a large public housing complex in Brooklyn.

"Oh, forget Bloomberg. We ain't going anywhere," said Evelyn Burrus, 60. "Go to some shelter with a bunch of strangers and bedbugs? No way."

City police rescued two kayakers who capsized in the surf off Staten Island. They were found with their life jackets on, bobbing in the roiling water.

The area's three major airports ? LaGuardia, Kennedy and Newark Liberty ? closed at noon to arriving flights. Departing flights were to be shut down by 10 p.m.

Subway trains began grinding to a halt at noon. The entire transit system was shuttered by the end of the day.

The transit system won't reopen until at least Monday, after pumps remove water from flooded stations. The subways routinely flood during even ordinary storms and have to be pumped out.

The city's transit system carries about 5 million passengers on an average weekday. The last time it was seriously hobbled was an August 2007 rainstorm that disabled or delayed every one of the city's subway lines. It was also shut down after the 9/11 attacks and during a 2005 strike.

Many New Yorkers were left to hail taxis. To encourage cab-sharing and speed the evacuation, taxis switched to zone fares, meaning passengers were charged not for the mileage on the meter but according to which section of the city they were going to.

Boilers and elevators were shut down in public housing in evacuation areas to encourage tenants to leave and to prevent people from getting stuck in elevators if the power went out.

Some hotels were shutting off their elevators and air conditioners. Others had generators ready to go.

Dozens of buses arrived at the Brooklyn Cyclones minor league ballpark in Coney Island to help residents get out. Nursing homes and hospitals were emptied.

At a shelter set up at a high school in the Long Island town of Brentwood, Alexander Ho calmly ate a sandwich in the cafeteria. Ho left his first-floor apartment in East Islip, even though it is several blocks from the water, just outside the mandatory evacuation zone.

"Objects outside can be projected as missiles," he said. "I figured my apartment didn't seem as safe as I thought, as every room has a window."

___

Associated Press Writers Amy Westfeldt, Verena Dobnik, Tom Hays, Meghan Barr, David B. Caruso, Colleen Long and Deepti Hajela in New York contributed to this report.

___

Samantha Gross can be reached at _http://www.twitter.com/samanthagross

Source: http://us.rd.yahoo.com/dailynews/rss/topstories/*http%3A//news.yahoo.com/s/ap/20110828/ap_on_re_us/us_irene_nyc

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All About Software And Services? Blog Archive ? Commercial Real ...

By: www.pingasolutions.com

Commercial real estate software refers to a set of solutions that simplify the complete real estate management process, including project and document management, report generation, workflow planning, etc. The software is able to manage all types of real estate projects, starting from commercial to residential, from big to small and so on. It can streamline the business processes of a real estate company to render it more effective, in terms of its functioning, operations and profits.

Important business processes in a project are automated and different views of a project are provided for making effective decisions. The commercial real estate software has the advantages of speed and security, combined with the ability to adjust to changing business parameters.

Commercial real estate software is an end-to-end solution that is also user-friendly and easily installable. The software provides the users with a total view of the project, including customer data, payment details, receipts, etc., which can be accessed from anywhere, anytime. Another useful feature of the commercial real estate software is its letter merger facility, where any numbers of letters of different formats can be printed, as and when the need arises.

The commercial real estate software is divided into separate modules that take care of the different stages of a real estate project, including pre-construction, construction and post-construction. The commercial real estate software can also be integrated with other software that effectively manages human resources & payroll management and financial accounting functions. Automation of the HR and finance-related functions takes away a lot of workload from the employees, allowing them to give attention to the more important issues.

Another important module of the commercial real estate solution is the real estate lease and maintenance management system. It handles the lease management of a project, once the company is over with its construction. The user can divide the project into blocks, towers, etc., as per the company needs and discretion. The system is able to manage applicant data, calculate applicant dues and deposits, lease agreement details, interest plans and transaction reports.

Source: Articledashboard.com

No related posts.

Source: http://allaboutsoftwareandservices.pitch-site.com/?p=59

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Business Process Outsourcing Evolving To The Cloud Contact ...

Saturday, August 27th, 2011 at 7:25 am ?

Web solutions and interactive platforms are advancing to the next level every day. With new apps, websites, and mobile devices on the market daily it?s easy for a consumer to do just about anything. Companies are having an easier time of it as well, technology helps them manage projects, finances, and more. The new technology for business process outsourcing is The cloud contact center.

Gain a better understanding of a cloud contact center.

The transformation is happening. An easier, more versatile, cost effective, web based platform for business process outsourcing is making its move. The cloud contact center is leading the way in web based platforms for corporations to implement and conduct business process outsourcing. Results have been tremendous for those businesses that have already converted to the cloud contact center. From financial to customer care improvements, business process outsourcing is becoming far more efficient and cost effective than even just a few years ago.

Learn how business process outsourcing can make your business more efficient.

Why all the hype around the cloud contact center? Using the cloud contact center is changing the nature of business process outsourcing for both the internal user and the external customer. From an internal point of view, most call centers have a large facility, after converting to a cloud contact center web based call center an employee can work from home, anywhere. With customers able to shift work to the home office there?s no need for a big facility, takeout the facility and a huge expense is lifted. In addition to losing the real estate, without a large facility there isn?t a need for a full IT staff. By using the cloud, and cutting these two huge expenses some companies have seen costs cut up to 50 percent.

When using the cloud contact center customer relations will become stronger. With the cloud in place, information will be readily available making it easier for employees and customers to communicate. With improved customer relations, businesses will see higher customer return rates and then higher revenues.

Does your company need a cloud contact center?

In the near future business process outsourcing will be fast, efficient and relatively inexpensive. Using the cloud contact center is cutting edge and will help a business progress in the future with relative ease.

Tagged with: business process outsourcing ? Cloud Contact Center

Filed under: Uncategorized

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Source: http://hmjproject.com/business-process-outsourcing-evolving-to-the-cloud-contact-center/

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Daily Crunch: About Face

1406Here are some of yesterday’s Gadgets stories: ?Nanopower? Shoes Could Generate 20W Of Electricity During Walking Create A Twisted Dreamscape Of Screaming Skulls With These DIY Animatronics Scandy: Yet Another Pointless Smartphone Stand Bloody Thursday: Google Deadpools All Slide Products Except One Leaked Borderlands 2 Video Shows A Familiar Interface, Gun Grenades

Source: http://feedproxy.google.com/~r/Techcrunch/~3/rnKNXJ3oeA8/

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Types Of Real Estate Cases Deal By Real Estate Lawyer Houston ...



article submission



Types Of Real Estate Cases Deal By Real Estate Lawyer Houston



UNITED STATES, Aug 25 ? If you are living in the state of Texas, Houston, United States and looking for real estate Attorney Houston you will surely be benefited in multiple ways. When you want to go ahead with a property deal in the state of Houston, you need to take the assistance of a proper lawyer. The various real estate attorneys Houston are capable enough to handle different types of issues related to property deals. ?
  • When you are sealing property deals in the state document preparation is also one of the important tasks

  • You might also be interested in:?? Benefits Of Hiring Real Estate Attorney Houston ??? The Risk Of Litigation ??? Illinois Wrongful Death Claim Attorneys


    Types Of Real Estate Cases Deal By Real Estate Lawyer Houston

    ??Image may be subject to copyright.

    I f you are living in the state of Texas, Houston, United States and looking for Real Estate Attorney Houston you will surely be benefited in multiple ways. When you want to go ahead with a property deal in the state of Houston, you need to take the assistance of a proper lawyer. The various Real Estate Attorneys Houston are capable enough to handle different types of issues related to property deals. Numerous property deals are carried out in the state of Houston on a regular basis.

    If you explore the types of issues which these Real Estate Lawyer Houston deals with, you can get an idea about the specific tasks they execute.

    • As far as dealing with property cases are concerned, litigation issues forms a very important part of it. In many cases which come up in Houston law courts real estate property frauds is quite a common occurrence.
      ?
    • It has been often experienced that payment related disputes stand out as a common feature of real estate transactions. The various real estate lawyer Houston are competent enough to deal with these type of pay related disputes.
      ?
    • Usually when property deals take place an agreement is made between the buyer and seller. But in many cases breach of agreements are also witnessed. These lawyers take up the task of solving these disputes amicably under the purview of the jurisdiction.
      ?
    • Imposed foreclosures are also one of the most commonly faced disputes in the state of Houston. If you take up your case with a proper real estate lawyer Houston, these types of imposed foreclosures can be challenged in the court of law. You can get judgments in your favor which leads to an end of the property disputes.
      ?
    • When property deals are carried out in the state of Houston deeds needs to be made.? These deeds play an urgent role in property transactions as property registration is needed. The real estate attorney Houston oversees these deeds and takes a call on whether they have been drafted accordingly.
      ?
    • Sometimes the lawyers themselves draft the deeds for the utmost convenience of the clients. If any disputes related to the deeds occur in the state, the real estate law professionals are capable enough to solve them.
      ?
    • A variety of associations for homeowners are found in the state of Houston. If you want to be a member of these associations, you certainly need legal help. These lawyers can help you to get enlisted with these associations and enjoy the various benefits extended by them.
      ?
    • Title examinations also stand out as integral aspects of property deals. When you are trying to fix property deals in the state, these title issues needs to be sorted out. These lawyers can provide you with effective suggestions on these title issues and guide you in the right direction.
      ?
    • When you are sealing property deals in the state document preparation is also one of the important tasks. Just get in touch with various real estate law personnel in Houston and get valid documents for your properties.

    References



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    Internet Marketing Strategies For Business Owners | Internet ...

    Home
    > internet marketing > Internet Marketing Strategies For Business Owners




    First of all, you have to understand that online marketing strategies are focused on attracting paying customers to your internet business. Online marketing strategies are so called fuel that traditionally feed the engine of your internet based business. Application of the wrong strategies will make you fail.

    Online marketing strategies are implemented in a great variety of areas dealing with business expansion. These marketing strategies are display marketing, search engine marketing, affiliate marketing and email marketing. Online marketing strategies are extremely attractive to the market of students born since the middle of 1980s. This generation has grown up with the technology and the expert education providers to use a great variety of technology in their teaching. Online marketing strategies are not complicated when you understand different internet marketing strategies as well as how to bring them together.

    If you want to get your website search engine optimized, then you have to add some keywords to your website content. It is recommended to check the businesses that rate higher with the search engines as well as get your website optimized to the same keywords and watch your business show up high in the most popular search results that are related to your niche. Aside from this, you have to be sure that you consider the implications that any personal information you disclose could have on those to whom you provide services. Like with any professional communication, you have to take care in order to avoid statements that could be considered as fraudulent.

    As well, you have to know that internet marketing does not finish with pay per click advertisements. And thus you have to try to build an internet community to market your website to your niche. Internet reputation management works with positive and negative content that shows up within search engine results. Remember that internet website advertising and marketing competition have made it necessary for both offline and online companies to change their marketing strategies up a notch to win the business of discriminate consumers. Competitive products, smart marketing strategies as well as varying prices have educated the majority of consumers into smart customers who will not far all for anything that is printed or found on the internet.

    As well, you have to discover that automated follow up email campaign could earn you some serious income per month as well as how you could use these marketing strategies for your business. You have to understand that search engine run the same way an internet surfer would as they enter your website through a link on another?s website or search engine as well as use the website navigation to make its way to filter through your website. In fact, search engines use this information in order to determine how popular your website is as well as the more popular your website is the higher your chances of higher page rank.

    Any web site has the right to get internet marketing. Discover how many site owners are getting traffic from search engines today ? this is part of IM strategy for successful online entrepreneurs shown on this Internet marketing site.

    P.S. And when you have good traffic ? then ?website traffic? questions become very easy.

    P.P.S. Today we are living in the world where knowledge quickly enhances the quality of our life. That is why if you are properly armed with the information in your topic you can be sure that you will in any case find the solution to any bad situation. So, please make sure to track this blog on a regular basis or ? the least time consuming way of doing it ? sign up to its RSS. Thus you will have your hand on the pulse of the latest informational updates here. Blogs can be helpful, you just need to understand how to use them.

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    My Journey Towards Health, Fitness and Weight Loss ? Week 3 ...

    I?m an African American woman getting serious about health, fitness and weight loss. I love my curves however in the last couple of years I?ve begin to gain weight as I?ve gotten older and my metabolism slowed down. This is my attempt to jump start it and the journey I take to get there. Feel free to join me on this journey!

    Source: YouTube

    Responses are currently closed, but you can trackback from your own site.

    Source: http://weightloss.rickywattsonline.com/my_journey_towards_health_fitness_and_weight_loss_-_week_3

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    Winston Salem Self Directed IRA Team mates make off of me and my ...

    August 25, 2011 ? Advisor ?


    www.winstonsalemselfdirected401kira.com Winston Salem Self Directed Roth IRA 20 Free Tips on How to get started in self directed 401k ira investing.

    Source: http://rothira.soolutions.com/roth-ira/winston-salem-self-directed-ira-team-mates-make-off-of-me-and-my-self-directed-ira/

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    Plumbing Problems | Interior Design Blog - World Home Improvement ...

    A lot of uncertainty hides behind the walls of your house. Hidden problems have hidden costs, and can delay the start and certainly the completion of any remodeling job that involves plumbing.

    I?ve dealt with any number of these problems over the years. The most recent was when I had our master bath remodeled to add a tub and extend the tile floor. When the plumber began laying the water and drain lines for the tub, he discovered that the water supply lines were one-quarter inch instead of half-inch or three-quarters of an inch in diameter. They were not only inadequate but did not meet building code.

    A worse, and more common, problem was that the existing drain lines from the double shower and bathroom sink to the soil stack were inadequately sloped. The 2?/2-inch drains should have been sloped onequarter-inch per foot to allow waste water to move at slow enough rate of speed to carry solids along but quickly enough to scrape the walls of the pipe.

    Correcting these two problems added $2,900 to the job and included creating false beams in the ceiling below the master bath to allow the pipes to slope properly.

    Related posts:

    1. New doesn?t always Mean Problem-Free Every older house has its share of plumbing woes, but...
    2. Insulation at Your House (4) Whether you should install insulation yourself depends on the structural...
    3. Insulation at Your House (2) R-values are cumulative, so there is no need to remove...
    4. Insulation at Your House A professional audit should be a detailed room-by-room analysis, including...
    5. Insulation at Your House (3) The facing material on the insulation is generally a vapor...

    Tags: homeowner, new house, plumbing, problems, wall

    Source: http://www.ringelfordelegate.com/2011/08/plumbing-problems/

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    Off the Bench: 347 attended Marlins game

    Look, not only was there a hurricane approaching the Miami area on Wednesday afternoon, but there was an especially good episode of Judge Judy on.?That is no doubt why an unofficial count at the first game of the Marlins-Reds doubleheader on Wednesday at Sun Life Stadium put the attendance at 347 ? and I don?t doubt that, because less than 400 of anything is easy to count.

    ?Unofficial count of 347 at sunlife for first pitch?myself included!? tweeted Justin Cohen. Counted by hand. Still not the smallest crowd I?ve seen here ? There are literally 5 sections with 5 or fewer people and 3 with 0 people at the marlins game.?

    There were substantially more people by the time the second game got underway, although how many more is hard to say. The announced attendance was 22,505 ? but that?s most likely tickets sold. Most of those people were home boarding up their windows and tying heavy objects to the cat.

    ***
    Marlins-Reds Game Draws Estimated 347 Fans, Ushering In New Low for Florida Baseball [NESN]

    Source: http://offthebench.nbcsports.com/2011/08/25/wednesdays-florida-marlins-attendance-347/related/

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    Dallas / Fort Worth - $10 for $20 of Food and Drink at Eat the ...

    Ever since The Jetsons tantalized us with their incredibly conveniently food pills, any other fast meal option just seem lacking. Instead of turning your kitchen into a food pill laboratory or settling for tasteless grocery store frozen meals, get quick and easy dishes that actually taste good with Eat the World. As purveyors of individually portioned frozen entr?es, salads, sandwiches and Blue Bell ice cream as well as catering services and casseroles, Eat the World provides gourmet meals and home-cooked flavors without the messy kitchen to clean. Experience a new kind of TV dinner with today's deal of $20 worth of food and drinks from Eat the World for just $20. Eat the World's fall menu includes appetizers like Texas remaki of jalapenos stuffed with cream cheese and chicken wrapped in bacon, crawfish spring rolls, beer artichoke dip with wheat triangles, and the pulled pork and sweet onion quesadilla. Entr?es include Cajun fried chicken for two, smoked salmon fish tacos and all your favorite barbecue with classic comfort food sides. If you're in the market for a sandwich, go for options like the crab cake po-boy, classic muffalata or the tomato, mozzarella and pesto Panini. Additionally, if you have more than a couple mouths to feed, Eat the World also features casseroles like the King Ranch chicken, flavorful Italian sausage lasagna, cheesy beef enchilada stack or the spicy New Orleans Jambalaya that the whole family will love. Eat the World also serves up plenty of low-carb and low-cal options for those on a diet.
    Located at 8530 Abrams Road, Eat the World is open Monday through Friday from 11:00 am - 9:00 pm as well as Saturday and Sunday from 8:00 am - 9:00 pm. Whether your casserole arsenal is running low and there are hungry family members demanding food or you just need a quick meal for yourself, find all the tasty, quick dishes you need at Eat the World.
    Read reviews on UrbanSpoon.?

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    Source: http://dealjig.com/dallas-fort-worth-10-for-20-of-food-and-drink-at-eat-the-world/

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    Is Company Health Insurance a Thing of the Past?, Christian News

    • (Photo: Reuters/ Jessica Rinaldi)

      Ernest Sass, 52, (C) listens as Neil Amar, M.D., (L) and Girish Bobby Kapur, M.D. discuss his medical condition in a room used to see patients who don't require treatment for trauma inside the emergency room at Ben Taub General Hospital in Houston, Texas, July 27, 2009. REUTERS/Jessica Rinaldi (UNITED STATES SOCIETY HEALTH POLITICS)

    Towers Watson, a global professional services company, conducted the study by focusing on the debate in Washington over health care reform legislation.

    Researchers say one of every 10 mid-sized or "big employers" will probably stop offering health coverage to workers once the federal insurance program kicks off in 2014.

    Financial experts say employer-sponsored health insurance has long been the backbone of the nation's health insurance system and an economic engine for some industries.

    The average reported cost of medical and pharmacy coverage every year is $11,204 per employee for active coverage, according to the National Association of Insurance Commissioners.

    Many workers in America cannot support their families without employer-based insurance because it is less expensive than individual insurance policies.

    Like us on Facebook

    This research now suggests that some employers, especially retailers or those offering minimum wages, feel they will be better off paying fines and taxes in lieu of continuing to provide benefits that take up a large part of their budget annually.

    Critics of the health care reform bill say the government has no place in the health insurance business while others say the debate has turned into one of moral values in America.

    "It is clear from our research that employers remain committed to providing employer-sponsored benefits for the foreseeable future," said Randall Abbott, senior health care consulting leader at Towers Watson.

    "But, 2012 will ultimately be a defining year. The year some employers head down a path of bold and decisive actions, while others will wait and see. Whether choosing to pay or play, employers will need a strategic view for the future."

    More than 70 percent of the companies participating in the study indicated they will continue offering health care benefit coverage to their active employees through 2014, but the outlook is unclear, the study reports.

    Among the remaining 29 percent, most are unsure about whether they will continue sponsorship or offset the loss of health care benefits with an equivalent salary increase.

    For retirees, more than half of employers that offer health care benefits plan to discontinue them for both pre-65 and post-65 retirees.

    "Dropping coverage is going to be very difficult for these companies to do," said former insurance executive Bob Laszewski, a consultant who was not involved with the study.

    If companies decide to act in such a fashion, there will be potential payroll-tax difficulties which could subject firms to fines. It would also give their employees a steep compensation cut if companies don't raise pay in exchange for ending coverage.

    Experts say there will be steep ramifications if employers stop offering health insurance to their employees and many businesses will probably lose valuable workers, the study reports.

    Laszewski said the health care overhaul also faces court challenges, and President Obama is up for re-election next year, two more variables that could shape what happens with health care in 2014.

    Cost shifting is also expected to continue well beyond 2012. According to the survey, by 2013 or 2014, many employers are considering significantly reducing their subsidization of coverage for spouses and dependents and using spousal waivers and surcharges when other coverage is available.

    Other interesting data points emerging from the survey include:
    ? Seven out of 10 employers expect to lose grandfathered status by 2012.
    ? More than half of employers are considering rewarding or penalizing their employees based on insurance issues.
    ? One in three employers don't offer health care coverage to their part-time employees.
    ? More than four in 10 employers currently use or are considering using social media tools to impact employee health and well being, and 26 percent currently support or are considering supporting employee health management with the use of online games.

    Towers Watson surveyed 368 midsize to large companies for the study.

    Be the first of thousands of iPosters by sharing your news, views, and analysis.

    Source: http://www.christianpost.com/news/is-company-health-insurance-a-thing-of-the-past-54495/

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    বৃহস্পতিবার, ২৫ আগস্ট, ২০১১

    Study 5 Great Tips on how to Kiss Someone The easy Way ...

    Author name: Anderson N.R. Cerao

    Or maybe wished you will be a more effective kisser? Or even you?ve in no way kissed virtually anyone before? Or maybe you simply doubt yourself to create don?t know whether you?re the best kisser or simply not and also you sure don?t plan to come out and someone!

    You can discover how to kiss tips in a large amount different spots like teenage magazines and in many cases by observing movies but yet, it could be kind for embarrassing. A lot more irritated shouldn?t always be, though. Setting up, everyone had to have a very first kiss by some phase, right? People might not be just born learning to hug. So everybody has felt with this formerly or an alternative and avoid getting too uncomfortable regarding this. A small uncertainty is normally normal.

    Business owners and affiliate marketers often take advantage of the legal requirements of reciprocity without having knowing this.

    They?re inherently pre-programmed to attend the international truth for give and additionally receive. While you will discover those out there currently who have take have, the the vast majority of individuals swing for the other side with the scale and share with give supply.

    Perhaps it will sound confusing to start with, but combined long-term goal setting techniques with easy gratification is among the greatest immense success secrets of! There is a little secret to it?but that trick will get you just about instantly perfecting your end goal.

    Note down the a big, long-term goal you?d like to have to attain. Don?t stress excessively about that long-term goal to pick out. You can easily always add a different one once you have down the process of the earliest one (taking matters step-by-step is a simple yet immensely successful wealth secret).

    For all that have been written and additionally said about goal setting techniques, I own met only a few individuals who are sure for what his or her?s goals usually are. And, considering the proliferation for self improvement books and additionally personal enhancement websites, you will be forgiven for convinced that, with many people wanting to change their everyday life, all these people are sure for where they will go. Not so because, overall my years employing people, it strikes me persons are more devoted to running far from their latest troubles ? or simply perceived concerns ? when compared to running towards the objective that they really need. Little wonder that a number of people however haven?t identified what they?re looking for! Nor can they until they place their paper hearts and kisses on a factor that excites these products enough to grab their curiosity and completely focus their spirit.

    Do you no doubt know your objectives? I wager you that you have sensible what you?d like to change on your life but that?s different thing when having significant and fantastic goals. We all be aware that things that marilyn and i want to lose in much of our lives ? overall health worries, budgetary worries, all a worries that you can think for! We want to lose stress and additionally all the country?s associated vigorous and emotional problems. Maybe we need to get throughout some personal problem that marilyn and i think now we have ? including shyness, deficit of self Self Improvement or low personal appearance. In many other words, we?re all of the experts by knowing each of the problems that we need to be eliminate. But do could what we all do want? Then just as before, we often imagine that we?re clear on our objectives, but, consider, how usually do some of those goals essentially change? From what I had seen, it appears to be to me that your normal persons? objectives are when variable for the Irish temperatures ? sometime it?s a good solid car, next day it?s a good solid job, the below day it?s a really different car since the neighbours own just obtained one, the day after that will, it might be a holiday maybe a holiday home. The issue is, even though you?re in setting your mind to unique goals, it?s damn difficult heading to a going target.

    Source: http://www.radiotelepathy.net/?p=122

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